Mortgage Loan Document Preparation
Product brochure
Everest Land and its vendors maintain standard Fannie Mae, Freddie Mac, VA, and FHA documents, as well as a full library of ancillary closing documents from a variety of non prime, home equity, construction, and reverse mortgage loan programs. We also offer the flexibility of adding custom documents for special programs.
» 3-day disclosure packages
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- Package may be customized to satisfy any additional lender requirements
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- Electronic delivery of disclosure package available through eDisclosure
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- FirstMail provides timely tracking and physical delivery of disclosure packages
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» Closing loan packages
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- Support first liens, second liens, HELOCS, construction, construction-to-perm
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- Custom loan packages available
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- Represent and warrant all Fannie Mae, Freddie Mac, FHA,and VA loan packages
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- Documents available for all 50 states and abroad
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» Unmatched due diligence and compliance checks ensure document integrity at every step
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- Regulatory and agency compliance at state and national level
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- Legal and compliance expertise in all 50 states
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- Section 32 and predatory lending reviews delivered through ComplianceEase
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» Superior reliability and certified security easily integrate with your existing technology
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- Enabling technology ensures seamless, uninterrupted flow of data, products, and services
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- SAS 70-certified services data center
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- Cybertrust security certification
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- MISMO electronic data interchange compliant
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- MERS-ready document registration
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Product brochure
| Loan Modification Solutions
Product brochure
Avoid default and foreclosure risk through streamlined, loan modification solutions to effectively manage all aspects of the default prevention process. At Everest Land, we help you mitigate risk and reduce the costs associated with default and foreclosure.
» Comprehensive, Streamlined Loan Modification Processing
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- Everest Land loan modification documents are designed to provide lenders and servicers with a quick and easy way to avoid costly foreclosure proceedings. Changing one or more terms of the mortgage loan will bring a past due loan current and allow the borrower to stay in the home and continue making payments. Modifications can include lowering the interest rate, extending the loan term, or adding missed payments to the loan balance.
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» Complete, compliant loan documentation
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- We fully support all Fannie Mae (including Home Saver Advance), Freddie Mac, and HUD loan modification programs. Additionally, Everest Land will create and deliver proprietary documents customized to lender specifications. This includes many investor-specific modification programs for interest only, pay option ARM’s, and step rate products. All documents can be viewed before printing and electronically delivered to multiple delivery sites or automatically emailed to designated recipients in a secure environment.
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» Online Document Delivery
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- QuickMods is our browser-based data entry system designed exclusively for the production of loan modification documents including HUD, Fannie Mae, or Freddie Mac packages. This platform enables lenders to create loan modification agreements quickly and efficiently. Our platform supports the creation of custom documents with full quality control processing embedded in the document lifecycle. Loan modifications may be created for singular loans or for complete portfolios through our batch processing capabilities.
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» Comprehensive, bundled loan modification solutions from the Everest Land family of service providers
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Leverage our extensive capabilities to reduce risk and the costs of managing the modification process. You may leverage all or any number of our services to achieve the solution that’s right for you. We can provide a bundled package for a single price, which includes any or all of the following:
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- Proprietary document creation and electronic delivery
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- High-volume processing capabilities
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- Full compliance with Fannie Mae, Freddie Mac, and HUD loan modification requirements
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- Legal description appended if required
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- eCalculations and data lookup performed to complete modification package
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- Bundling compatibility with our property information/tax reports, income verification, AVMs/appraisals, and Mortgage Priority Guarantees
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- Complete mail fulfillment and recordation services
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- Advancement of local municipality recording fees
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- Trailing document follow up available
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» Regulatory and agency compliance at state and national levels
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- Everest Land and its vendors have expert knowledge and experience regarding regulatory and agency compliance, at both state and national levels, and will make all required document enhancements to ensure complete compliance.
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- Our legal and compliance department, together with a network of local counsel, keeps us abreast of federal, state, and agency developments affecting the form and content of our documents. Everest Land supports MISMO as a method of interchanging electronic data and all of our products are MERS-ready.
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» Unmatched reliability and certified security easily integrate with your existing technology
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- Enabling technology ensures seamless, uninterrupted flow of data, products, and services
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- SAS 70-certified services data center
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- Cybertrust security certification
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Product brochure
| Reverse Mortgages
Product brochure
In the fast growing reverse mortgage market, increase revenue, profitability, and market share using streamlined end-to-end mortgage lifecycle solutions.
» Standard agency and proprietary loan documentation
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- Everest Land provides all agency-endorsed HECM CMT, HECM LIBOR and HECM fixed rate loan products and delivers proprietary documents to meet lender requirements
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- Fast and efficient customization of individual lender proprietary loan programs
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- Live customer support 24/7
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- All documents can be viewed before printing and are electronically delivered to multiple delivery sites or automatically emailed to designated recipients in a secure environment
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Specific reverse mortgage document disclosures translated into Spanish, Chinese, Tagalog, Vietnamese, or Korean
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» Comprehensive, streamlined loan processing
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- Everest Land loan production processes are designed to provide you with the ability to leverage our extensive capabilities to improve efficiencies, reduce risk, reduce cost, and expand business growth.
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- You may leverage all or any number of our services to achieve the solution that’s right for you. We offer services to effectively manage the workflow process for the complete loan production cycle. Services include loan setup, disclosures, loan processing, comprehensive document preparation, vendor management, closing coordination, postclosing services, imaging, file delivery, and post-closing quality control audits.
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» By leveraging the Everest Land family of service providers, you benefit from the strength of an industry leader
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- Fixed loan origination costs enable more competitive loan programs
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- Rapid deployment of new product offerings enable business growth
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- Immediate access to loan lifecycle services from application to post closing
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- Scalability to meet fluctuating loan production
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- Reduced loan processing timeline through integrated process management with our suite of other Everest Land products
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» Regulatory and agency compliance at state and national levels
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Everest Land has a compliance team in place with expert knowledge and experience regarding regulatory and agency compliance, at both state and national levels. We make all required document enhancements to ensure complete compliance. Our legal and compliance department, together with a network of local counsel, keeps us abreast of federal, state, and agency developments affecting the form and content of our documents.
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» Unmatched reliability and certified security easily integrate with your existing technology
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- Enabling technology ensures seamless, uninterrupted flow of data, products, and services
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- SAS 70-certified services data center
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- Cybertrust security certification
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- MISMO electronic data interchange compliant
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- MERS-ready document registration
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Product brochure
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